Personal Credit Cards

Use our filter to find personal credit cards for you from our partners.

(Advertiser Disclosure)

Whenever possible, Nav recommends that business owners use business credit cards to fund their company’s operations. Separating your personal and business finances can be important for tax reasons and to protect your personal assets.

14 offers available.

Chase Freedom Unlimited®

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. Earn unlimited 1.5% cash back on all other purchases. 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%. No annual fee. No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Citi Rewards+℠ Card

  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion

Deserve® Pro Mastercard

No SSN required for International students or professionals. Available to L1, O1, and H1B visa holders. Priority Pass™ Select Membership (valued at $99), after you make $1,000 of purchases with your new Deserve Pro Mastercard within the first 90 days after activation. 3% cash back on travel & entertainment. 2% cash back on restaurants. 1% unlimited cash back on all other purchases. Credit limits up to $10,000. $0 annual fee & no foreign transaction fees. No security deposit or co-signer required. Helps students and professionals build credit history and gain financial independence. Use anywhere in the world where Mastercard is accepted. Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection. Complimentary cellphone insurance up to $600.

Citi® Double Cash Card – 18 month BT offer

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
  • To earn cash back, pay at least the minimum due on time
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
  • Balance Transfers do not earn cash back
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion

IHG® Rewards Club Traveler Credit Card

Earn 75,000 bonus points after spending $2,000 on purchases within the first three months of account opening. No Annual Fee. Earn 15 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases. No Foreign Transaction Fees. Fourth Reward Night Free. IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.

IHG® Rewards Club Premier Credit Card

Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening. Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights. Earn 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases. Platinum Elite status as long as you remain a Premier card member. Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.

Citi® Diamond Preferred® Card

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion

Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.

Petal Cash Back Visa® Card

No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee. Up to 1.5% cash back after making 12 on-time monthly payments. Variable APRs 12.99% - 29.49%. 1% cash back on eligible purchases right away. Up to 10% cash back from select merchants. Build credit alongside tens of thousands of Petal Card members. Cash flow technology may help applicants without credit history get approved. $500 - $10,000 credit limits. Petal's mobile app makes it easy to manage your money, track your spending, and automate payments. See if you're pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Deserve® Classic Mastercard

Not a secured card. Available to individuals establishing credit - Domestic & International. Credit limits up to $1,500. $0 annual fee & no foreign transaction fees. No security deposit or co-signer required. Helps individuals build credit history and gain financial independence. Use anywhere in the world where Mastercard is accepted. Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection. Complimentary cellphone insurance up to $600.

ABOC Platinum Rewards Mastercard®

0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 12.90% – 22.90%, based on your creditworthiness. Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening. Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive. No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award! Earn Points on Every Purchase! It’s simple: $1 = 1 Point. No Annual Fee or Foreign Transaction Fee. Select Your Rewards Your Way. No Foreign Transaction Fee.

Credit One Bank® Visa® Credit Card

See if you Pre-Qualify without harming your credit score. Track your progress with free online access to your Experian credit score, terms apply. Looking to rebuild credit? We report to the major credit bureaus monthly. Accounts are automatically reviewed for credit line increase opportunities. Make paying your bill easier with the ability to choose your payment due date, terms apply. Stay in-the-know with customizable account alerts via email and text. Receive 1% cash back rewards on eligible purchases, terms apply. Enjoy peace of mind with $0 Fraud Liability.

Credit One Bank® Platinum Visa® with Cash Back Rewards

Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply. CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go. Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges. Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc. Keep an eye on your credit information with free online access to your Experian credit score. Terms apply. Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.

Credit One Bank® Credit Card with Cash Back Rewards

1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply. With $0 Fraud Liability, you won’t be responsible for unauthorized charges. Managing your account is easy with the Credit One Bank mobile app. Pick a card that fits your style. Multiple card designs are available, a fee may apply. Monitor your credit with free online access to your Experian credit score, terms apply. Never miss an account update with customizable text and email alerts. Do your part to help the environment with the option to go paperless.