Bank of America® Cash Rewards credit card
No annual fee. NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening. Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. No changing categories and no expiration on rewards. 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers. Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store.
Effort to Apply
A great no-fee, cash back card for everyday living. Open a checking or savings account with Bank of America to earn even more rewards.
No annual fee. Intro APR period. Generous bonus categories.
Cap on rewards in bonus categories.
0% for 12 billing cycles
15.24% - 25.24% Variable APR
$200 after you spend at least $500 on purchases in the first 90 days of account opening.
1% cash back on every purchase, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter, and 3% cash back on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction
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