Advertiser & Editorial Disclosure

Bank of America® Unlimited Cash Rewards credit card

New Offer! With the new Unlimited Cash Rewards credit card, you can earn 1.5% cash back on every purchase, every time. No annual fee. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. If you're a Preferred Rewards member, you earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. No limit to the amount of cash back you can earn and cash rewards don't expire. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Nav's Verdict

Cost
40% Complete
HighLow
Effort to Apply
9% Complete
DifficultEasy
Card Perks
79% Complete
PoorGood
Features
71% Complete
PoorGood

8/10

Bottom Line

A great no-annual-fee, unlimited cash back card for everyday living.

Pros

No annual fee. Intro APR period. Unlimited cash rewards.

Cons

N/A

Rates and Fees
Intro APR
0% Intro APR for 15 billing cycles for purchases
Purchase APR
13.99% - 23.99% Variable APR
Annual Fee
$0
Welcome Offer
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
With the new Unlimited Cash Rewards credit card, you can earn 1.5% cash back on every purchase, every time.
Foreign Transaction Fee
3%

Reviews

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