Advertiser & Editorial Disclosure

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. $95 Annual Fee. Terms Apply.

Nav's Verdict

Cost
60% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
60% Complete
PoorGood

Bottom Line

A great card for maximizing rewards across several categories.

Pros

Generous rewards on certain spending categories.

Cons

The annual fee may not be worth it if you don't spend much in the bonus categories.

Rates and Fees
Intro APR
0% on purchases for 12 months
Purchase APR
13.99%-23.99% Variable
Annual Fee
$95
Welcome Offer
Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Rewards Rate
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.

Reviews

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