Chase Freedom Flex℠

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more. 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases. No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open! 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74% - 24.49%. No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card. Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
40% Complete
PoorGood

7/10

Bottom Line

A great card that can yield some serious cash back if you use it for bonus category shopping.

Pros

Favorable intro APR offer. 5% cash back rewards categories that change every quarter.

Cons

You must activate your 5% cash back rewards categories, otherwise you only receive 1% cash back.

Rates and Fees
Intro APR
0% Intro APR on Purchases for 15 months
Purchase APR
15.74% - 24.49% Variable
Annual Fee
$0
Welcome Offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
Rewards Rate
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
Foreign Transaction Fee
3% of each transaction in U.S. dollars

Reviews

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