Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018. 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees. 1:1 point transfer to leading airline and hotel loyalty programs. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel. No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
70% Complete
PoorGood

9/10

Bottom Line

Great card for the frequent traveler. This has strong travel rewards, especially when you use Chase Ultimate Rewards® to book.

Pros

Generous welcome offer and reward bonus structure.

Cons

Higher interest rate and an annual fee.

Rates and Fees
Intro APR
N/A
Purchase APR
18.24% - 25.24% Variable
Annual Fee
$95
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Rewards Rate
2X points on travel and dining.
Foreign Transaction Fee
$0

Reviews

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