Advertiser & Editorial Disclosure

Chase Sapphire Preferred® Card

Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
70% Complete
PoorGood

9/10

Bottom Line

Great card for the frequent traveler. This has strong travel rewards, especially when you use Chase Ultimate Rewards® to book.

Pros

Generous welcome offer and reward bonus structure.

Cons

Higher interest rate and an annual fee.

Rates and Fees
Intro APR
N/A
Purchase APR
15.99% - 22.99% Variable
Annual Fee
$95
Welcome Offer
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
Rewards Rate
2X points on travel and dining at restaurants, including delivery, carryout and dining in.
Foreign Transaction Fee
$0

Reviews

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