Citi® Double Cash Card – 18 month BT offer
- Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
- To earn cash back, pay at least the minimum due on time
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
- Balance Transfers do not earn cash back
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
A great option for a balance transfer card, offering 2% cash back on purchases.
Pros
Long intro APR period for balance transfers. Generous rewards with no reward caps or category restrictions.
Cons
Lower cash back on initial spending than other offers. No cash back on balance transfers.
Rates and Fees
Intro APR
N/A
Purchase APR
13.99% – 23.99% (Variable)
Annual Fee
$0
Foreign Transaction Fee
3%
Reviews
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