Home / Personal Credit Cards / Citi® Double Cash Card – 18 month BT offer

Advertiser & Editorial Disclosure

Citi® Double Cash Card – 18 month BT offer

Terms, Rates & Fees

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Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
To earn cash back, pay at least the minimum due on time
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
Balance Transfers do not earn cash back
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
The standard variable APR for Citi Flex Plan is 13.99% – 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

8/10

Bottom Line

A great option for a balance transfer card, offering 2% cash back on purchases.

Pros

Long intro APR period for balance transfers. Generous rewards with no reward caps or category restrictions.

Cons

Lower cash back on initial spending than other offers. No cash back on balance transfers.

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Rates and Fees

Terms, Rates & Fees

Intro APR

N/A

Purchase APR

13.99% – 23.99% (Variable)

Annual Fee

$0

Foreign Transaction Fee

3%

Reviews

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Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.