Citi® Double Cash Card – 18 month BT offer
- Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
- To earn cash back, pay at least the minimum due on time
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% - 25.99% based on your creditworthiness
- Click “Apply Now” to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- Balance Transfers do not earn cash back
- The standard variable APR for Citi Flex Plan is 15.99% - 25.99% based on your creditworthiness.*
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
A great option for a balance transfer card, offering 2% cash back on purchases.
Pros
Long intro APR period for balance transfers. Generous rewards with no reward caps or category restrictions.
Cons
Lower cash back on initial spending than other offers. No cash back on balance transfers.
Rates and Fees
Intro APR
N/A
Purchase APR
15.99% - 25.99% (Variable)
Annual Fee
$0
Foreign Transaction Fee
3%
Reviews
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