Citi® Double Cash Card – 18 month BT offer
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
- To earn cash back, pay at least the minimum due on time
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion
Long intro APR period for balance transfers. Generous rewards with no reward caps or category restrictions.
Lower cash back on initial spending than other offers. No cash back on balance transfers.
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