Discover it® Cash Back
Terms, Rates & Fees
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
A great cash back option to leverage the quarterly categories and the cash back match for rewards in the first year.
Pros
Cash back match for the first year. Nice intro APR offer on both purchases and balance transfers.
Cons
1% cash back for most of your spending.
Rates and Fees
Intro APR
0% on purchases for 14 months
Purchase APR
13.49% - 24.49% Variable
Annual Fee
$0
Welcome Offer
Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Rewards Rate
5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate and 1% unlimited cash back on all other purchases - automatically.
Foreign Transaction Fee
None
Reviews
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