Advertiser & Editorial Disclosure

American Express Gold® Card – Earn 4X points at restaurants

Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. Choose the color that suits your style. Gold or Rose Gold. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
60% Complete
PoorGood

8/10

Bottom Line

A card for everyday spending such as food and grocery with excellent rewards but with a steep annual fee.

Pros

Great rewards and benefits on dining, groceries, and travel. No foreign transaction fees.

Cons

High annual fee

Rates and Fees
Intro APR
N/A
Purchase APR
19.74%-26.74% Variable
Annual Fee
$250
Welcome Offer
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Rewards Rate
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Foreign Transaction Fee
None

Reviews

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