BankAmericard® credit card

New longer intro period! 0% Introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.74% - 25.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. No annual fee. No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply. Access your FICO® Score for free within Online Banking or your Mobile Banking app. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Nav's Verdict

70% Complete
Effort to Apply
10% Complete
Card Perks
40% Complete
20% Complete


Bottom Line

For those looking to transfer debt or planning to make a large purchase and save on interest. Missed a payment? You won't get charged with a penalty APR with this card.


No annual fee. Generous intro APR period on both purchases and balance transfers.


No rewards.

Rates and Fees
Intro APR
0% Intro APR for 21 billing cycles for purchases
Purchase APR
15.74% - 25.74% Variable APR on purchases
Annual Fee
Welcome Offer
Rewards Rate
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction


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