Upgrade Triple Cash Rewards Visa®
$200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions.* 3% unlimited cash back on every purchase in Home, Health, and Auto categories. No annual fee. Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more. Up to 10% cash back from your favorite brands with Upgrade Shopping. No touch payments with contactless technology built in. See if you qualify in seconds with no impact to your credit score. Great for large purchases with predictable payments you can budget for. Mobile app to access your account anytime, anywhere. Use your card anywhere Visa is accepted. Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy. *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.
Effort to Apply
DifficultEasy
6/10
Bottom Line
A great card for those who pay on-time and want to build their credit scores since they report to the 3 credit bureaus.
Purchase APR
14.99% to 29.99%
Welcome Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
Rewards Rate
Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases.
Foreign Transaction Fee
Up to 3%
Reviews
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