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If you’re like most entrepreneurs, you’ve been too busy this past year dealing with a crazy economy to worry about whether you’re using the right business credit card. As long as you were able to keep paying your cards on time, you did just fine. With business ramping up again, though, many card issuers are eager for new customers and are trying to reach them with appealing welcome offers.
So whether you’re looking to save money with a 0% APR limited-time offer to free up cash flow, bonus travel rewards to help you get back on the road, or some extra cash back to spend however you choose, this can be an excellent time to consider a new credit card.
Here are 6 credit card welcome offers you won’t want to miss:
1. Intro APR + Welcome Offer
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express combines a generous 0% introductory APR with an attractive welcome offer.
Welcome offer:
0% on purchases for 12 months from date of account opening.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
The Blue Business® Plus Credit Card from American Express
A great business card for flexible spending and travel rewards points.
Pros
- Competitive intro APR offer and rewards rate
- No annual fee
- For a limited time, earn Membership Rewards® points on initial spending.
Cons
- Foreign transaction fee.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
2. Best Hotel Rewards Welcome Offer
The Hilton Honors American Express Business Card
Hilton looks forward to welcoming back business travelers. If you’re in that category, you’ll want to take a look at this incredible welcome offer for the The Hilton Honors American Express Business Card asap.
Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
A great card for the frequent business traveler who enjoys staying at Hilton properties. This card comes with a Hilton rewards status which allows you to enjoy travel perks from room upgrades to bonus points to earn free nights.
Pros
- Generous welcome offer and reward bonus structure.
Cons
- Higher interest rate and an annual fee.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
3. Also Competitive
Marriott Bonvoy Business® American Express® Card
If you prefer Marriott properties when you travel, then consider the Marriott Bonvoy Business® American Express® Card which also rewards new cardholders with valuable bonus points.
Welcome Offer:
WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®.
A good option for racking up hotel points. Comes with membership, travel, and airport perks.
Pros
- Earn valuable points with Marriott Bonvoy Hotels and other popular spending categories
- Free Night Awards each year.
Cons
- Marriott Bonvoy points are most valuable when you understand how to use them.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
4. Best Airline Rewards Card Welcome Offer
Delta SkyMiles® Platinum Business American Express Card
Delta frequent fliers can benefit from a variety of rewards if they carry a Delta co-branded credit card, including priority boarding and free checked bags. If it’s a generous welcome offer you’re looking for, the Delta SkyMiles® Platinum Business American Express Card delivers.
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26.However this card does carry an annual fee of $350 and if you find that too steep, consider the Delta SkyMiles® Gold American Express Card instead.
Delta SkyMiles® Platinum Business American Express Card
A great card for business travelers who are loyal Delta flyers. Generous welcome offer and access to next-level travel perks for you and your employees.
Pros
- Amazing limited time offer! Perks when flying with Delta
- Makes it easier to earn Medallion elite status.
Cons
- High annual fee
- Delta SkyMiles are not worth as much as other airline miles.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
5. Also Competitive
Citi® / AAdvantage Business™ World Elite Mastercard®
If American Airlines is your preferred airline, the Citi® / AAdvantage Business™ World Elite Mastercard® is for you. Enjoy preferred boarding on American Airlines flights and get a free checked bag on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
Welcome Offer:
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
American Airlines flyers earn travel perks and build business credit.
Pros
- Provides great benefits with American Airlines and increased rewards on gas, telco and cable.
Cons
- Limited rewards on spending outside of specific categories.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
6. Best Cash Rewards Bonus Card
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Maybe you’re just looking for a credit card that will give you a bonus cash reward. If you’re looking for a personal credit card with a cash back bonus, the Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card is a solid offer that doesn’t carry a high spending requirement. Plus this card’s annual fee is $0.00.
Welcome offer:
$300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Intro APR
Purchase APR
Annual Fee
Welcome Offer
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Gerri Detweiler
Education Consultant, Nav
Gerri Detweiler has spent more than 30 years helping people make sense of credit and financing, with a special focus on helping small business owners. As an Education Consultant for Nav, she guides entrepreneurs in building strong business credit and understanding how it can open doors for growth.
Gerri has answered thousands of credit questions online, written or coauthored six books — including Finance Your Own Business: Get on the Financing Fast Track — and has been interviewed in thousands of media stories as a trusted credit expert. Through her widely syndicated articles, webinars for organizations like SCORE and Small Business Development Centers, as well as educational videos, she makes complex financial topics clear and practical, empowering business owners to take control of their credit and grow healthier companies.