Staples Business Advantage Net 30: It's not so easy when it comes to credit reporting

What is Staples Business Advantage?

Staples Business Advantage is Staples’ business-to-business account platform for companies that want custom pricing, account tools, and flexible payment terms. Staples groups its business options by company size, with net-30 terms available to qualified businesses and higher-tier features like spend controls, approval routing, and dedicated account support for larger accounts.

Staples’ business account options are grouped by company size, with a free account for businesses up to 20 employees and a Business Advantage tier for businesses with 20 to 500 employees. Having a Business Advantage account does not immediately qualify you for net-30 terms. It simply opens the door to Staples’ perks such as next-day delivery and expense integration. 

Does Staples report to Dun & Bradstreet (D&B), Experian, or Equifax?

As of July 2026, Staples does not officially confirm whether they report net-30 accounts or where. While improving business credit is a laudable goal, it’s safe to say your business shouldn't rely on Staples as a sole source of credit reporting. That said, it’s still a good idea to pay your bills on time in case your account does get reported to one or more credit bureaus. 

Staples Business Advantage vs. the Staples business credit card

Staples Business Advantage is the business account and invoicing program, including net-30 terms for qualified businesses. The program itself covers all businesses and includes such benefits as next-day delivery and easy expense integration. 

Staples’ credit card page says the Staples More Account credit card was closed on July 31, 2023, so this article focuses on the active Business Advantage terms program instead.

How to apply for Staples net-30 terms

Staples does not provide a ready link to apply for net-30 terms. In order to apply, you’ll have to speak to a representative who will then take your information. But before you do that, you will need a Business Advantage account, for which you can sign up online. 

Staples net-30 requirements

A Staples representative gave Nav the following list of criteria Staples considers when evaluating whether to approve a business for net 30: 

• Number of employees
• Number of locations
• Age of business
• Annual revenue
• Annual Staples spending

While no specific criteria were reported, other Staples sources say that companies should have at least 20 employees to qualify for net-30 terms. Staples does offer a free assessment that, while it may not tell you if you’ll get approved, may tell you if your company qualifies to apply for net-30 terms. 

How Staples terms fit into building business credit

Staples Business Advantage can fit into a business-credit strategy because net-30 accounts create payment history, and payment history is one of the things business credit bureaus use when evaluating a company. On-time payments matter most, so the real value is not the invoice term itself but whether the account reports and how consistently it is paid.

Without knowing what (if any) business credit bureaus a Staples Business Advantage account reports to, it's challenging to know

For readers who want to monitor their progress, Nav Prime offers business credit tracking and a published 26-point average score increase after three months. Individual results vary.

Frequently asked questions