Nav now uses Experian personal summary credit reports
We’re excited to update you on a new change! Nav is now providing our FREE Standard accounts Experian personal summary credit reports, in place of TransUnion. Here’s why this is good news for you:
- Experian is the largest credit bureau in the United States.
- Its personal credit reports are among the most widely used.
- Now, both Experian personal summary and business credit reports are available on Nav!
Log in now to see your personal Experian report.
At Nav, we’re always working on better ways for you to understand your credit and financing, so you can grow your business dream. We’re honored to help make your journey easier.
The nitty gritty
Here are answers to some questions you may have about the changeover.
We’re now providing you Experian’s personal summary credit reports in place of TransUnion’s. Both bureaus use the VantageScore® 3.0 scoring model, so that won’t change. You will notice Experian’s logo instead of TransUnion’s when logging into your Nav account.
Is any action needed by you?
No, these changes automatically go into effect. You can just sit back, relax and enjoy your new Experian report. (Wait, we’re talking about credit reports, right?)
Are the scores different?
Both Experian and TransUnion use the same scoring model: VantageScore® 3.0. But, it is possible for the scores to vary.
That’s because the three major credit bureaus (Experian, TransUnion and Equifax) collect data from many sources. Each bureau could have different data in its reports. So, even when using the same exact scoring model, scores can vary.
For more information, we’ve created an article that explains why credit scores can be different.