3 Credit Cards Construction Contractors Will Love

3 Credit Cards Construction Contractors Will Love

Advertiser & Editorial Disclosure

Most contractors drive around a full-size pickup truck with hundreds of pounds, and often thousands of dollars of construction equipment. Yet one of their most important tools can be a few grams of plastic in their wallet. The right small business credit card can help contractors track expenses, finance materials and even earn valuable rewards.

If your business is contracting, then you probably won’t need many of the features often found on small business cards, including airport business lounge access and other travel perks. Instead, you’ll want to earn rewards for your spending and find an economical means to finance your jobs while you wait for payment.

Here are three small business credit cards that construction contractors will love:

1. Lowe's Business Rewards Card from American Express

This small business card offers valuable discounts at Lowe’s home improvement stores, but also rewards from other purchases. Earn 3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe's, 1X points on other purchases. Points can be redeemed for Lowe’s, Outdoor Rewards and American Express gift cards starting at $2,500 points. You also get Lowe’s ProServices with access to discounted delivery, bulk rate pricing and a business replenishment program.

As with other American Express cards, you’ll receive expense management tools to help you track expenses and manage your account. There’s no annual fee for this card.

2. Capital One Spark Cash for Business

Capital One® Spark® Cash for Business

Earn unlimited 2% cash back for your business on every purchase, everywhere. Earn a one-time $500 cash Learn More

This card provides outstanding rewards to contractors who open new accounts and continues to offer strong value every year. New card holder can receive $500 Cash Back once you spend $4,500 on purchases within 3 months from account opening. This card also features 2% Cash Back for your business on every purchase, everywhere.. Capital One offers you free quarterly and year-end summaries to keep track of your expenses. There’s an annual fee of $0 intro for first year; $95 after that.

3. The Plum Card from American Express
The Plum Card® from American Express
American Express is a Nav Partner
Terms, Rates & Fees

The Plum Card® from American Express

Paying early pays off: Get a 1.5% discount when you pay early, with no cap on Learn More

This unique product offers contractors a choice of extending payment on their purchases, or paying early and earning cash back rewards. When you need to finance a job, you can take up to 60 days to pay your statement with no interest charges. Alternatively, Get a 1.5% discount when you pay early, with no cap on what you can earn back.. This card has no preset spending limit and comes with American Express’s full suite of expense management tools. There’s an annual fee of $0 introductory annual fee your first year, then $250..

Nav connects you to business financing offers that you are more likely to qualify for based on your business needs and credit — all without a hard credit pull. See my top options now.

Rate This Article

This article does not have any ratings yet.

Have at it! We'd love to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and protect yourself. Refrain from posting overtly promotional content, and avoid disclosing personal information such as bank account or phone numbers.

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *