Category: Business Financing

Do Inquiries Impact My Business Credit?

Inquiring minds want to know: Can lenders looking into your credit profile hurt your business credit score?   Inquiries account for 10% of personal credit scores, but the way they impact business scores is less straightforward. Learn how inquiries might affect your business credit and why it matters in this article from Nav's experts. Business credit scores often incorporate more factors than personal scores, and it can be difficult to know whether or not your credit inquiries are affecting your… Read More

Will Bankruptcy Stop Me From Getting a Business Loan?

Entrepreneurs often plow through the most difficult of obstacles and won’t let anything stop them. Some won’t even let bankruptcy slow them down. Henry Ford, Walt Disney and Milton Hershey are just a few examples of business owners who failed terribly before they succeeded. What if you are recovering from personal or business bankruptcy and find you need financing; are you out of options? Not necessarily. Because lenders want your business, there are probably options for you, regardless of your… Read More

5 Credit Mistakes Freelancers Make

For some, freelancing represents a means to make a little extra cash on the side doing something they enjoy or excel at. For others, the ability to fully transition to a life of freelance work means the recognition of a life-long goal driven by passion and skill. If you fall into one of those categories, navigating your new-found income and its relationship with your taxes, personal finances, and ultimately credit can seem complicated. Regardless of where you are in your… Read More

Are There Government Business Loans for Startups?

The government, despite what the cool kids are saying, is there to help you. From Pell Grants for students to various incentives for first-time home buyers, there are options to help you out. But what about your small business and funding options for your business needs? Starting your own venture is expensive, and access to venture capital or grant programs might not be available, especially if your business is just getting off the ground. A Nav survey found that 62% of… Read More

Where Can I Get My Dun & Bradstreet Rating?

Whether you’re competing for a government contract or trying to secure favorable terms for a loan, a solid Dun & Bradstreet Rating may help you take your business to the next level. As the oldest credit bureau in the U.S., Dun & Bradstreet (D&B) deals only in business credit and is often the go-to credit agency for the the federal government and other high volume lenders. But how do you get your Dun & Bradstreet credit scores? We answer that… Read More

How to Become a Legit Amazon Seller in 2022

It’s never been easier for entrepreneurs to break into e-commerce. As an Amazon seller you can set up an Amazon store account within hours and start selling right away.   Except for a few restricted product categories, you can make money selling new, used, or handmade products of just about any kind on Amazon. However, there’s also a lot of competition. So what does it take to become a successful Amazon seller? Here’s a quick rundown of the top things you… Read More