Category: Business Financing

Three Merchant Platforms that Offer Great Financing Programs for Businesses

April 23, 2015 Yun-Fang

Did you know that Amazon, Square and Paypal offer compelling financing programs for merchants on their platform? These are great financing programs for traditionally non-bankable e-commerce sellers and small retailers. If you are on these platforms for a while and have consistent sales, you probably have gotten an invitation. If you are not on any one of these platforms, it's yet another reason to use them. 1. Amazon Lending: Amazon's invitation only working capital is a godsend for Amazon sellers.… Read More

Credit Card Stacking: What Is It and Is It Worth It?

April 16, 2015 Tiffany Verbeck

Credit card stacking is the strategy of applying for multiple credit cards in a specific order to access a larger unsecured line of credit than individual small business credit cards can offer. Here we'll explain how it works, the costs and benefits, and when it might be a good option for small business owners. How Credit Card Stacking Works If a company advertises that they can get your small business an unsecured line of credit of up to $150,000 with… Read More

Bank Loan or Non-Bank Loan: Which Financing Route Should I Go?

March 25, 2015 Meredith Wood

Full steam ahead! Which financing option is best for you? Most business owners know that the saying “It takes money to make money” is all too true. You need cash to run your business, and if you want to see growth, there is a chance you may have to look to external financing to help fuel that upward momentum. But the small business lending space can be confusing, especially when you’re already busy running the day-to-day operations of your business… Read More

Crowdfunding for Startups and Established Businesses

March 11, 2015 Lydia Roth

Whether you are looking to start or expand your business, crowdfunding is a fundraising option that you can’t overlook. The crowdfunding economy more than tripled between 2011 and 2013, and is predicted to reach $96 Billion by 2025. It is a great way to generate interest about your business, validate your business idea, pre-sell a product or service you are offering, or even attract a large sum of money from investors looking for partial ownership. Crowdfunding takes on many forms,… Read More

Trade Credit: The World’s Biggest Business Lending Resource

February 28, 2015 Jared Proctor

With billions of dollars exchanged daily, trade credit, also called business credit, is the world's biggest business lending resource. About half of the U.S.’s 28 million small businesses use some form of trade credit. Why? Because, as you can probably relate to, they don’t have piles of money lying around to help manage cash flow. Keep the cash flowing Trade credit lets you defer payments for inventory and services, so you can keep your business running while waiting for more cash… Read More

2 Clever Ways to Get Financing for Your Retail Business

January 29, 2015 Jared Proctor

Expand your business ideas with creative financing. Most every small business needs loans and other types of financing, but as a retailer you're in a unique position. Not only do you need capital to purchase and develop a storefront, but you also must secure inventory to last until you have the cash flow to purchase more. (more…)