Category: Business Financing

Last year saw three bumps in rates from the Federal Reserve, pushing the APR on credit cards, loans, and savings vehicles up to a level that either frustrated or profited – depending on whether you borrow or lend. The year 2018 also noted the head of the Fed as predicting that 2019 could see three more raises. This week’s update from the organization put those estimates aside, for now. It appears we won’t be seeing another bump in the near… Read More

As a small business owner, you’re probably looking for ways to save money on operating costs whenever possible. You might even have a bit of financial knowledge, so why not handle the books yourself? After all, you know the basics of bookkeeping and pay attention to details. But at what point should you hand over this crucial responsibility to a professional?   The reality is that bookkeeping is not the same thing as accounting. Bookkeeping involves the recording of a… Read More

Getting a good business credit card is a great way to build a business credit history and get some benefits and rewards along the way. But depending on your personal credit history, it can be tough to get the card you want. Before you apply for any business credit card, it’s a good idea to check your credit score first. Once you know it, then you can apply for a card that you have a good chance of getting approved… Read More

We live in a world where credit card fraud is the new normal. In 2018, the Federal Trade Commission received 167,000 reports from people who either experienced fraud on an existing credit card account or had an unauthorized credit card opened in their name. That’s just the number of people who reported the crime. The actual number of credit card fraud victims is undoubtedly much higher. Although most people think of consumers when it comes to unauthorized credit card charges,… Read More