Category: Business Financing

Best Financing Options for Farmers

Whether you’re a vibrant, family-owned operation, or you want to try a small crop for the very first time this year, the allure of farming spans generations and is an integral part of our country’s most rewarding history. As the daughter of farmers, I understand what a personal commitment the occupation is; it can be also very, very expensive. How can a start-up farming operation get rolling when large corporations have a market advantage? What funding options are available for… Read More

5 Low-Interest Business Credit Card Alternatives

If you have good personal credit, it’s relatively easy to qualify for a business credit card. But if you’re planning to finance large expenses over time, using a credit card can get expensive. Here are some alternatives to consider that may offer lower interest rates, or won’t charge interest at all. 1. Small business loan If your business has been around for a while and has good financials, you may be able to qualify for a small business loan. Banks… Read More

Can I Get a Business Credit Card Without a Social Security Number?

A business credit card is designed to help you keep your business and personal expenses separate, so it can be surprising to find out that business credit card issuers ask for a Social Security number when you go through the application process. There’s a good reason for this request, but, fortunately, you may be able to get around it if you don’t have a Social Security number. Here’s what you need to know. Why credit card issuers require a Social… Read More

5 Things for Small Business Owners to Celebrate this Mardi Gras

Today is Mardi Gras – a day filled with beads, bright colors, and probably a little too much food and spirits. Regardless of its excessive overtones, it’s still a day meant to celebrate and celebrate we shall. While I can’t offer you a delectable slice of King Cake or a glass of traditional milk punch, I can give you some reasons to kick back and enjoy your role as a small business owner. Here are five reasons you can celebrate… Read More

Why Business Credit Cards Require a Credit Check

Getting a business credit card is typically easier than getting a small business loan or line of credit. But even business credit cards issuers tend to want to run a credit check when you apply. For most business owners, getting a business credit card without a credit check is unlikely to happen. But if your business is well established and you have solid financials, there are some options available. Why business credit cards require a credit check If you’ve ever… Read More

The Best Gas Credit Cards for Small Businesses

If your business spends a lot of money on gas, whether because you make frequent deliveries or send employees out on the road to make calls, for example, certain business credit cards make those expenses more rewarding.  The best gas credit cards for business will help you earn rebates, rewards points, discounts or other perks just for buying the fuel you already spend money on. Keep reading for Nav's top choices of business credit cards to use at gas stations,… Read More