Category: Business Financing

Companies in the construction industry have a very different spending profile than companies in a typical office setting. As a result, small business credit cards that offer bonus rewards on office supplies, internet, and phone services, and similar categories aren’t very helpful. Depending on your expenses, though, there are some business credit cards out there that can help you save on materials, get cash back on gas, and even finance large purchases at no interest. Here are our top picks… Read More

Running a small business means making strategic decisions about your finances. Frequently, this initially means opening a business checking account, but for many small business owners, a business credit card represents the next logical, if not necessary, step. A business credit card can help you further delineate your business and personal spending habits (a must), and it can also act as a safety net should you need to purchase equipment, buy supplies, or make other purchases that wouldn’t typically fit… Read More

Getting a business credit card for your small business can be a great way to pay for ongoing expenses while earning rewards and taking advantage of other perks. You may be wondering, though, what it takes to qualify for one, especially if your business is brand new or a side hustle. While the process can vary a little by credit card issuer, it’s generally straightforward. Here’s what you need to know. 10 things you’ll need to qualify for a business… Read More

Watch any car commercial, and you’ll hear a string of rapidly-spoken terms and conditions at the end of the alluring tight turns through mountains and deserts. These terms are meant to be a brief (but not at all exhaustive) overview of financing rules, and they can be the difference between thinking you’ll actually get that nice, new sedan for $0 down and 0% interest and not. Qualifications for cars are similar to some of the hurdles that small businesses need… Read More

With the Bureau of Labor Statistics reporting over 415,226 startup firms less than 1 year old in 2017, it’s apparent that this category of business will need funding like never before. However, business loans are tricky. On hand, they tend to offer a larger line of credit to companies than personal loans or lines of credit. On the other hand, qualifying can be difficult and often requires you to provide at least two years of documentation that you are profitable.… Read More

When you're taking out a loan, the last thing you want to do is part with your existing savings or cash flow just to get the loan, but for many small business owners, finding lenders that don’t require upfront, out-of-pocket fees or collateral can be difficult. These five finance options can help you secure the funds you need without immediately turning over some of your own. 1. PayPay Working Capital PayPal has a history of helping small business owners, and… Read More