Category: Business Financing

We already know that you can apply for most business credit cards and credit products, day or night, within minutes. The more pressing question most business owners have, however, is “when will I know if I’ve been approved?” While desperation is usually not a good place to be when applying for credit, the waiting game can be torturous for a company who just needs a little financing help to move forward with a product launch or the next phase of… Read More

How does credit impact your small business, and how can you use it to your advantage? Here’s a step-by-step guide to leveraging credit to grow your business.  But first, why should you care? Business Credit as a Strategic Growth Lever Creditworthiness matters. Whether you’re looking for business financing, or in the running for a major contract, strong business credit can help your business achieve those goals. The Old “Use Money To Make Money” Adage It’s understandable that many business owners… Read More

Sometimes, the money your customers owe you just can't come soon enough. Just like any other business owner, your clients may be struggling with cash flow or any variety of budget issues, and that, in turn, impacts your business. There are a variety of steps you can take to get that cash quicker, from offering to waive late fees or interest, or certain incentives for early payment, but even these may not bring in the cash from those unpaid invoices.… Read More

Small business owners are crunched for time, and many work an increasing number of hours each week to get all of the admin, personnel, financial, and operations duties done. Where will they squeeze in a few hours for running to the bank for a business loan? Thanks to technology, an in-person meeting with a loan officer is not always needed. These options are available 24/7, and most can provide an approval response within minutes: 1. Your Bank Yes, I know… Read More

Starting a small business is difficult, there's no way around it. From writing a business plan to locking down the logistics of getting everything rolling, there are a lot of plates to keep spinning. Along with all of that, you need to find money to do it all. This is, perhaps, the most discouraging element of starting a business, but it doesn't need to be. By taking the right steps and getting started on the right foot, you can not… Read More

 Like many business owners, the retail store owner I spoke with told me she was trying to move away from using personal credit to finance her business. To help her do that, she’s started the process of establishing business credit. “I’ve got a ‘D-U-N-S® Number’,” she told me, "but I'm confused. What do I do next?” Getting a free Dun & Bradstreet D-U-N-S Number is one of the first steps in the process to establish credit. It’s the identifying number… Read More