
Written byLyle Daly

Reviewed by Robin Saks Frankel

Editorial note: Our top priority is to give you the best financial information for your business. Nav may receive compensation from our partners, but that doesn’t affect our editors’ opinions or recommendations. Our partners cannot pay for favorable reviews. All content is accurate to the best of our knowledge when posted.
This article is for general informational purposes only and is not legal, tax, or accounting advice. Consult a qualified professional for advice specific to your business.
Provider | Best for | Provider fee range | Registered agent year 1 | Registered agent year 2+ | Turnaround time |
Inc Authority | Free LLC formation and free registered agent service for one year | $0 | $0 | $249 | Within 24 business hours with rush service, standard timeframe varies |
Tailor Brands | Easy-to-use platform with business coaching included | $0-$249 | $199 | $199 | 1 business day (expedited), 14 business days (standard) |
LegalZoom | Brand recognition and access to a legal document ecosystem | $0-$299 | $249 | $249 | 1 business day (expedited), 5-14 business days (standard) |
Swyft Filings | Legal support and business tax consultation | $0-$299 | $596 (billed as $149/quarter) | $596 (billed as $149/quarter) | Same day (expedited), 7-10 business days (standard) |
Doola | Comprehensive packages that include registered agent service | $297-$2,999 | Included | Included | 1-2 weeks, expedited service available |
FileForms | Compliance reporting across multiple states | $99-$399 | $149 (or included with Smart Launch or Expert Launch Plans) | $149 | 10 business days or less (Smart Launch and Expert Launch), 2-3 weeks (Simple Launch) |
Northwest Registered Agent | Privacy-first filings, responsive support, and avoiding surprise subscriptions. | $39 | Included | $125 | Varies by state, expedited service available in some states |
ZenBusiness | Guided platform and compliance tools for owners who want reminders and a dashboard. | $0-$399 | $199 (included for first year with Premium plan) | $199 | 1 business day (expedited service), 7-10 business days (standard) |
Pricing, features, and turnaround times were reviewed as of May 27, 2026 and subject to change.
Here’s what matters most in an LLC formation service:
Inc Authority lets you pick the add-ons you want instead of offering prebuilt packages. Depending on how many extras you need, this could end up more or less expensive than other formation services. If you only need the basics, Inc Authority will likely be one of the most affordable options in year one, although registered agent service is somewhat expensive after the first year.
Tailor Brands offer a $0 Lite plan, a $199/year Essential plan, and a $249/year Elite plan. The Lite plan includes LLC formation and a business and coaching program. The Essential plan adds annual compliance, an operating agreement, and a funding search, while the Elite plan also adds online business and branding tools.
LegalZoom offers a $0 Basic plan, a $249/year Pro plan, and a $299/year Premium plan. The Pro and Premium plans offer legal assistance, including access to customizable legal documents for one year and hands-on guidance from a business attorney.
Swyft Filings offers a $0 Basic plan, a $199/year Standard plan, and a $299/year Premium plan. The Basic plan only offers LLC formation, with the Standard plan adding custom organizational minutes, custom banking resolution, an EIN, and an operating agreement. The Premium plan provides several additional features, including same-day processing and attorney consultations.
Doola offers higher-end formation packages. The Starter plan costs $297 per year, but it includes an EIN, a U.S. business address, and a registered agent service. The $1,999/year Tax and Compliance plan and the $2,999/year Business-in-a-BoxTM plan both provide a wide range of features and are designed for owners with more comprehensive LLC management needs.
FileForms is an annual report filing company that also handles LLC formations. It offers a $99 Simple Launch plan, a $299 Smart Launch plan, and a $399 Expert Launch plan. Processing times are on the slower side, and the Simple Launch plan is expensive at $99 for a basic LLC formation and no extras.
Northwest Registered Agent got its start as a registered agent service, and that’s where it shines. It’s one of the most affordable providers, with free registered agent service the first year and a reasonable yearly rate of $125 thereafter. The service includes a free business address, ideal for home-based LLC owners who want to keep their address private.
ZenBusiness has a $0 Starter plan, a $199-per-year Pro plan, and a $399-per-year Premium plan. The Pro plan includes ongoing filing compliance, an EIN, an operating agreement template, and a logo builder. The Premium plan offers those features as well as a business documents library and a business advisor consultation. All three plans have a 30-day special offer with a domain, email, and website, but it auto-renews at $15 per month.
Our ranking criteria for LLC formation services starts with the true cost of each company, including in year one and year two, as many services offer lower introductory rates in the first year. We looked at registered agent cost and terms, compliance tools, customer support quality, and the range of services available. Filing speed options were also an important factor, and we gave precedence to formation companies that offered expedited service.
Since features and packages vary, we compared the core inclusions available across providers. We included a range of provider options and focused on highlighting the tradeoffs between them, since business owners have different needs and there’s no “one-size-fits-all” solution.
Every LLC formation service can register an LLC for you, but other than that, features vary quite a bit. Follow these steps to narrow down your options and choose a provider.
Consider the complexity of your LLC. If you have a single-member, single-state LLC, you may only need a basic online LLC formation service. Multi-member LLCs, as well as those that operate in multiple states or in heavily regulated industries, typically need a premium service, and potentially one with access to legal guidance.
Figure out which features you want. At a minimum, consider adding registered agent service and annual compliance. These keep your LLC in good standing, and while you can do them on your own, you’ll save time by outsourcing. If you also need legal support or branding assistance, it makes sense to choose a provider that offers those services.
Check the true cost in year one. Some providers offer LLC formation packages, while others offer a basic service with other features available as upsells. The most accurate way to find the true LLC formation cost of each provider is going through the checkout process to see how much your total would be with the features you want.
Do the same for year two and beyond. Introductory offers are common with LLC formation services. For example, some include free registered agent service for the first year or a free compliance package. Providers usually mark introductory offers with an asterisk and list the normal price in the fine print. Find out what everything costs after the first year ends to see which is the best LLC formation service over the long haul.
Evaluate customer support. Formation services may offer phone, chat, and/or email support. If you have a preference, make sure the service you choose offers the type of support you want. Also, read customer reviews on places like Trustpilot to see how they rate a provider’s support and if there are any common complaints.
An LLC formation service provides information and assistance with the steps required to set up an LLC or corporation. They can guide you through the process and handle the paperwork and other administrative details for you. LLC formation services may also offer a variety of additional related services business owners need, such as choosing a business name, getting an EIN from the IRS, and ongoing compliance support.
If you are going to set up a new company, here are some of the tasks you’ll either need to undertake yourself, or hire a service to do for you:
There’s a lot to get done! And it’s why new businesses often turn to services that can guide them through the formation process.
The minimum cost to start an LLC is between $35 and $500 for filing fees, which vary by state. The total cost will depend on where you form your LLC and if you need any additional services, such as a registered agent service or business permits.
Several companies offer $0 LLC formation, and while technically true, this service isn’t entirely free. At a minimum, you need to pay the state filing fees. A company that offers $0 LLC formation will prepare and file your Articles of Organization without a fee, but it will pass on the filing costs to you.
These $0 business formation services also typically include upsells during the checkout process. Optional add-ons may include EIN registration, expedited filing, and operating agreement templates. Some of these services can be worthwhile, but others you can handle yourself for free. For example, you can obtain an EIN from the IRS online in minutes if eligible.
A registered agent is the official point of contact for a business. In most states an LLC is legally required to appoint a registered agent, which can be a person or company, to receive legal documents, government correspondence, and other notices on its behalf.
You have a few options when setting up a registered agent for your LLC:
Doing it yourself saves money, but you sacrifice privacy and convenience. Your address will be attached to your business in the public record, where anyone can look it up. As a registered agent, you also have to handle the administrative tasks for your LLC, including receiving documents and acting on official filings.
A registered agent service or LLC formation service keeps your own address private, saves you time, and means you don’t need to worry about being available during business hours. Although you’ll pay a yearly fee, outsourcing this task makes your life easier.
If you expand your business into multiple states, then a registered agent service or LLC formation service is the better choice. Multi-state LLCs need registered agents in every state where they operate. Professional services typically have national coverage and can serve as your registered agent in multiple states.
Option | Typical cost | Privacy level | Convenience | Best for | Watch out for |
Be your own | $0 | None, owner’s address becomes public record | Low, owner must be physically available during business hours | Single-state LLC prioritizing affordability with no privacy concerns | Compliance or legal issues if you’re unable to accept documents |
Registered agent service | $100-$300 per year | High, owner’s address is kept private | High, receives documents and forwards them digitally | Privacy-conscious business owners, multi-state LLCs | Rate increase on renewal |
LLC formation service | $100-$300 per year | High, owner’s address is kept private | High, receives documents and forwards them digitally | Business owners already using the formation service | Rate increase after first year, expensive bundled services |
Authorized agent | Varies | Medium, authorized agent’s address becomes public record | Medium, depends on how authorized agent accepts and forwards documents | Business owners who prefer to use their own professional contacts | Compliance or legal issues if authorized agent is unreliable |
When you form an LLC yourself, you’re guaranteed the lowest cost and the most control over the process. You only pay state filing fees, without any upsells, bundles, or subscriptions with recurring costs. You also get full control over every decision during the formation process.
The main advantages of a formation service are speed and error reduction. While you can start an LLC online quickly by yourself, company formation services tend to be the fastest and most reliable option, since they do it all the time. They can provide ongoing compliance support and reminders. You can also get a bundled registered agent service with its own address when you use a formation company.
Business owners with any sort of complex needs are better off using a formation service. If you have a multi-member LLC, multi-state LLC, you’re in a regulated industry, or you need legal guidance, a formation service can help get everything set up correctly. If you have a simple, single-member LLC in your own state, you’ll probably be fine going the DIY route, but you could still use a formation company if you’d rather have someone else handle it.
If you prefer the DIY method, here’s how to form an LLC by yourself:
The timeline to form an LLC primarily depends on the state. You could complete your end of the LLC formation process, including choosing a name and filing Articles of Organization, within about a day. Once you’ve filed, it comes down to your state’s processing time.
State processing times range from one business day to a few weeks. In general, you can expect processing to take about a week or two. Most states offer expedited processing for an additional fee, which usually brings the timeline down to between one and three business days.
Once the state approves your LLC, there’s still more work to do to ensure it’s running smoothly. Here’s a checklist of key tasks to complete within the first 30 to 90 days:
Download a copy of this checklist here.
As an LLC owner, you’ll likely start receiving official-looking notices by mail and email demanding payment for supposedly required services. They may also include invoices with a payment amount and due date. These are usually paid solicitations from private companies and not actual government correspondence.
The companies that send these notices often sell services that are available cheaper or for free elsewhere. For example, some companies send business owners a labor law compliance notice with an offer to buy a labor law compliance poster. The U.S. Department of Labor provides printable versions of these posters free of charge.
To verify a notice, start with the sender. Legitimate correspondence comes from the Secretary of State office, department of revenue, or other state agencies. If there’s a state agency listed on the notice, go to the agency’s website and check that the information matches, including the sender’s address. You can also call the agency at the number listed on its official government website to ask about the notice. Never pay unknown invoices without validation.
Letters about Beneficial Ownership Information (BOI) reporting are another common LLC compliance scam. Business owners in the U.S. previously needed to report BOI to the Financial Crimes Enforcement Network (FinCEN). As of FinCEN’s March 2025 interim final rule, U.S.-created entities are exempt from BOI reporting, though certain foreign reporting companies may still have reporting obligations. Check FinCEN for current requirements.
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This article currently has 22 ratings with an average of 5 stars.
Financial Writer
Lyle Daly has been a financial writer for over a decade, covering credit, investing, banking, and more. His work has appeared in The Motley Fool, USA Today, MSN, and Yahoo Finance. As a self-employed writer, he has firsthand experience with managing personal and business finances.
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Form an LLC, corporation, or nonprofit, and get an EIN, business license, or registered agent service. Use Nav to find the right business formation service for your business.
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Real cost: $0+state fees+$249 registered agent renewal after year one
Great for free & fast incorporation services
Inc Authority
Inc Authority will get your entity set-up quickly, easily, and for FREE. Unlike other incorporation companies, Inc Authority does not charge ANY extra fees to simply set-up your business entity. Only pay state fees.
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Real cost: $0+state fees (Lite)/$199+state fees (Essential)/$249+state fees (Elite) + $199/year for registered agent service
Great for easy-to-follow steps and guidance
Tailor Brands
Get started with your business formation by creating your LLC and getting your EIN and Registered Agent services, then build your business with Tailor Brands’ full business builder platform — from creating your brand and website to setting up the tools you need to grow. Zero paperwork, zero stress. Join a community of entrepreneurs and get access to business coaching designed to help your company succeed.
Cost
Cost- $0 + State fee
Entity Types Supported
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Receive up to $50 in new business gifts
Real cost: $0+state fees (Basic)/$249+state fees (Pro)/$299+state fees (Premium) + $249/year for registered agent service
Great for legal advice from experienced attorneys
LegalZoom
Get comprehensive business formation options for starting an LLC, corporation, nonprofit, doing business as (DBA), and more. LegalZoom also offers supplementary services for a new business like registered agent, EIN registration, trademark services, and business compliance coverage.
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Starts at $0 + filing fees
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Real cost: $0+state fees (Basic)/$199+state fees (Standard)/$299+state fees (Premium) + $149/quarter for registered agent service
Nav exclusive: 10% off Standard & Premium packages
Swyft Filings
Create your legal entity with Swyft Filings — FREE and lightning-fast. Our dedicated business specialist handles all filing and paperwork, making it a breeze to form your LLC, C Corp, S Corp, nonprofit, or DBA. Nav exclusive! $0 for Basic package and 10% off both Standard and Premium packages. Discount applied at checkout.
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Free + State Filing Fees
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Real cost: $297+state fees (Starter)/$1,999+state fees (Tax and Compliance)/$2,999+state fees (Business-in-a-BoxTM)
Great for payment gateway services
Doola
Start your U.S. business from anywhere and keep it 100% compliant with doola. Doola offers full service entity formations with a base package price that includes everything you need to set up your business like business formation, EIN, registered agent, operating agreement, and compliance reminders. Their premium package offers all of this plus annual state and IRS tax filings, a dedicated account manager, CPA consultation, and so much more. It all starts with a free consultation with a doola consultant to answer all your questions about starting and incorporating your business. They can help you navigate the ins and outs of entity types, taxes, and state-specific requirements. Start now with a free consultation.
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$297 + State fees
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FileForms
Beneficial Ownership Information (BOI) reports are due in 2024 to meet new federal requirements for business compliance. FileForms helps you file accurately in under 10 minutes and maintain ongoing compliance so you can have peace of mind and remain focused on your business.
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$199 per year for Unlimited Filing & Compliance Monitoring
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Real cost: $39+state fees+$125 registered agent service after year on
Real cost: $0+state fees (Starter)/$199+state fees (Pro)/$399+state fees (Premium) + $199/year for registered agent service
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