The American Express Blue Business Cash™ Card

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Written byTeam Nav

June 2, 2025|2 min read
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This card definitely has some perks, many of which make it a good credit card for small business owners. One of the primary ones, particularly when compared to other American Express cards, is that The American Express Blue Business Cash™ Carddoes not have an annual fee.

Beyond that, this card also can help you bring in some solid cash back rewards. Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter.

If you’re looking for a card that can help you earn more for airfare purchases, you may want to consider the American Express Delta Business cards, which include the Delta SkyMiles® Gold Business American Express Card, Delta SkyMiles® Platinum Business American Express Card, and the Delta SkyMiles® Reserve Business American Express Card card.

Does the The American Express Blue Business Cash™ Cardoffer flexible repayment options?

WithThe American Express Blue Business Cash™ Card, like other Amex card, cardholders have the ability to carry a balance from month to month, but outside of any introductory 0% APR period, interest will be applied monthly and payment terms are typically based on your original card agreement.

If you’re looking for more flexibility, then you may want to consider the The Plum Card® from American Express, which offers a consistent 60 day, 0% financing program, a discount for early payment, and the option to select one of three payment dates.