Gold Delta SkyMiles® Business Credit Card from American Express

Advertiser & Editorial Disclosure

Travel rewards can be great, but sometimes those rewards don’t quite match your travel habits. Fortunately, Delta loyalist can leverage a rewards program made specifically with them in mind. With the , the first in a series of three business Delta rewards cards from American Express, you can earn miles with… Continue

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Good card for Delta flyers, but reward miles are substandard

Gold Delta SkyMiles® Business Credit Card from American Express

Intro APR 0% on purchases for 6 months
Annual Fee $0 introductory annual fee for the first year, then $95

Rates and Fees

Terms, Rates & Fees

Intro APR 0% on purchases for 6 months
Purchase APR 17.99% - 26.99% Variable
Annual Fee $0 introductory annual fee for the first year, then $95
Welcome Offer Earn 70,000 bonus miles after you make $4,000 in purchases on your new Card in your first 3 months.
Rewards Rate Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.

Details

  • Earn 70,000 bonus miles after you make $4,000 in purchases on your new Card in your first 3 months.
  • Plus, get a 0% introductory APR for 6 months on purchases. After the introductory 6 months period the APR for purchases will be variable at 17.99%-26.99% based on your credit worthiness and other factors at account opening, and this APR will vary with the market based on the Prime Rate.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95. Terms and limitations apply

Nav's Verdict

Bottom Line This is a good card to have for Delta flyers, but its reward miles are substandard.

Travel rewards can be great, but sometimes those rewards don’t quite match your travel habits. Fortunately, Delta loyalist can leverage a rewards program made specifically with them in mind. With the Gold Delta SkyMiles® Business Credit Card from American Express, the first in a series of three business Delta rewards cards from American Express, you can earn miles with every purchase and take advantage of airline perks like priority boarding and in-flight savings.

If, however, your travel expenses extend outside of the Delta brand, you may want to consider The Business Platinum® Card from American Express card, which offers more extensive travel benefits. Similarly, if your spending habits aren’t rooted in travel, then you may want to consider the American Express® Business Gold Card, which offers customizable business rewards.

Card Review Details

If you’re a SkyMiles Loyalty Program member and you want to increase the number of miles you can earn and use as you travel with Delta, then the Gold Delta SkyMiles® Business Credit Card from American Express can be a good place to start.

This card offers a competitive welcome bonus and 2 miles per dollar on all purchases made directly with Delta. This includes flight purchases, upgrades, miles purchases, Delta Sky Club passes or memberships, in-flight and pre-purchases meals and beverages, etc. Plus, you’ll receive 1 mile per dollar spent on all other eligible purchases.

Aside from earning miles, with the Delta Gold Business card, you can also receive additional airline perks like priority boarding, in-flight savings, bag-check waivers, and baggage insurance

Of course, one of the obvious downfalls to this card is that the rewards are very specific and therefore it doesn’t offer as much flexibility as some of the other American Express business cards currently on the market.

As such, while it may be a good card to add to your collection if you fly Delta frequently or if you’re just looking to supplement your existing rewards cards, it’s not a great card for everyday use.

If you are looking for an everyday-use rewards business credit card, you may want to a card like the Blue Business Plus card, which offers 2 points per dollar on purchases, a 0% introductory APR, and potentially a lower APR, if qualified.

Is this the best Amex Delta business credit card?

The Gold Delta SkyMiles® Business Credit Card from American Express offers the same basic rewards benefit as the other Amex Delta cards — 2 points per mile on Delta purchases, 1 point on everything else. And with a low annual fee, this card certainly is attractive for business owners who may fly Delta just enough to merit a rewards program but not enough to be considered a true loyalist.

However, if you are a frequent flyer with a penchant for Medallion Qualification Miles (MQMs) you may find more value in the Platinum  or Reserve versions of this card. This is particularly true if you plan on spending $25,000 or more in a calendar year, both cards offer bonus miles and MQMs when after specific spending thresholds are met

However, the additional perks do come with a cost, as the Delta Platinum and Delta Reserve cards carry significantly higher annual fees — $195 and $450, respectively.

Can I still earn the Delta Gold Business 60k welcome offer?

In the past, new Amex Delta Gold Business customers could take advantage of a 60,000-point welcome offer.  However, that promotion has ended.

At the time of publication, new Amex Delta Gold Business customer could earn 30,000 points when they spend $1,000 in the first three months. Plus, they can also earn a $50 statement credit when they make their first Delta purchase within that same period of time.

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About Author

Jennifer Lobb

Jennifer Lobb

Jennifer is a alum of the University of Denver. While in the graduate program there, she enjoyed spending time identifying ways in which non-profits and small businesses could develop into strong and profitable organizations that while promoting strong community growth. She also enjoys finding unique ways for freelancers and start-up businesses to reach and expand their goals.