Business Green Rewards Card from American Express

Advertiser & Editorial Disclosure

The is one of the company’s flagship rewards cards, and today, business owners can still choose to go green as they peruse the many cards that fill the American Express portfolio. However, when compared to some of the other American Express business cards on the market, the may not be… Continue

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Great for building business credit

Business Green Rewards Card from American Express

Intro APR N/A
Annual Fee $0 introductory annual fee for the first year, then $95

Rates and Fees

Terms, Rates & Fees

Intro APR N/A
Purchase APR All charges made on this charge card are due and payable when you receive your periodic statement.
Annual Fee $0 introductory annual fee for the first year, then $95
Welcome Offer Earn 5,000 Membership Rewards® points after your first purchase on the Card.
Rewards Rate Earn one Membership Rewards® point for each dollar you spend on eligible purchases. Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website.

Details

  • Earn 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply

Nav's Verdict

Bottom Line This is a good card for business owners just starting to build their business credit. Because American Express qualifications are similar across all cards, consider other cards with better rewards.

The Business Green Rewards Card from American Express is one of the company’s flagship rewards cards, and today, business owners can still choose to go green as they peruse the many cards that fill the American Express portfolio.

However, when compared to some of the other American Express business cards on the market, the Business Green Rewards Card from American Express may not be the best choice. This is particularly true for business owners who frequently travel or who want a more aggressive rewards program.

This is particularly true for frequent travelers who can still take advantage of many of the basic American Express benefits while earning far more rewards with The Business Platinum® Card from American Express card or one of American Express Delta business cards.

Card Review Details

The Business Green Rewards Card from American Express rewards program can appear to be lackluster when compared to other American Express Business cards. Earn one Membership Rewards® point for each dollar you spend on eligible purchases. Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website.

That’s not to suggest that there aren’t any benefits to this Business Green Rewards Card from American Express. This card does offer basic American Express business perks, like car rental insurance, roadside assistance, and account management benefits like Spend Manager and easy QuickBooks integrations

Unfortunately, despite the limited rewards and benefits, the card does carry a $0 introductory annual fee for the first year, then $95 and still typically requires applicants to have good/excellent credit. Further, the Business Green Rewards Card from American Express is considered a charge card, and though American Express does offer a Pay Over Time feature for balances over $100, the interest rate is often 20 percent or higher.

If you anticipate carrying a balance for more than thirty days, you may want to consider The Plum Card® from American Express, which provides 60-day 0% financing.  Another card worth considering is the SimplyCash® Plus Business Credit Card from American Express, which offers 3% back as well as a 0% introductory APR offer.

Business Green Rewards Card from American Express vs American Express® Business Gold Card — Which is better?

As the review suggests, the Business Green Rewards Card from American Express card is lacking when it comes to membership rewards, and business owners that really want to maximize their rewards options may want to consider the American Express® Business Gold Card.  

The American Express® Business Gold Card gives cardholders a great opportunity to earn. Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.

However, the Gold perks come at a price, specifically a $295 annual fee, which may not be worth it to cardholders who don’t plan to take advantage of the rewards program. If that’s the case, the Business Green Rewards Card from American Express’ $95 annual fee after the first year may make it more attractive.

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About Author

Jennifer Lobb

Jennifer Lobb

Jennifer is a alum of the University of Denver. While in the graduate program there, she enjoyed spending time identifying ways in which non-profits and small businesses could develop into strong and profitable organizations that while promoting strong community growth. She also enjoys finding unique ways for freelancers and start-up businesses to reach and expand their goals.