Rates and Fees
|Purchase APR||All charges made on this charge card are due and payable when you receive your periodic statement.|
|Annual Fee||$0 introductory annual fee for the first year, then $95|
|Welcome Offer||Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.|
|Rewards Rate||Earn one Membership Rewards® point for each dollar you spend on eligible purchases. Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website.|
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
- Earn one Membership Rewards® point for each dollar you spend on eligible purchases
- Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
- $0 introductory annual fee for the first year, then $95
- Terms & Limitations Apply
The is one of the company’s flagship rewards cards, and today, business owners can still choose to go green as they peruse the many cards that fill the American Express portfolio.
However, when compared to some of the other American Express business cards on the market, the may not be the best choice. This is particularly true for business owners who frequently travel or who want a more aggressive rewards program.
This is particularly true for frequent travelers who can still take advantage of many of the basic American Express benefits while earning far more rewards with card or one of American Express Delta business cards.
Card Review Details
The American Express Business cards. rewards program can appear to be lackluster when compared to other
That’s not to suggest that there aren’t any benefits to this . This card does offer basic American Express business perks, like car rental insurance, roadside assistance, and account management benefits like Spend Manager and easy QuickBooks integrations
Unfortunately, despite the limited rewards and benefits, the card does carry a and still typically requires applicants to have good/excellent credit. Further, the is considered a charge card, and though American Express does offer a Pay Over Time feature for balances over $100, the interest rate is often 20 percent or higher.
If you anticipate carrying a balance for more than thirty days, you may want to consider , which provides 60-day 0% financing. Another card worth considering is the , which offers 3% back as well as a 0% introductory APR offer.
vs — Which is better?
As the review suggests, the card is lacking when it comes to membership rewards, and business owners that really want to maximize their rewards options may want to consider the .
The gives cardholders a great opportunity to earn.
However, the Gold perks come at a price, specifically a annual fee, which may not be worth it to cardholders who don’t plan to take advantage of the rewards program. If that’s the case, the ’ $95 annual fee after the first year may make it more attractive.