Rates and Fees
|Purchase APR||16.74% - 25.74% (Variable)|
|Annual Fee||$99, waived for first 12 months|
|Welcome Offer||Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.|
|Rewards Rate||Earn 1 AAdvantage® mile per $1 spent on other purchases. Earn 1 Loyalty Point for every 1 eligible mile earned from purchases. Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.|
- Designed for businesses.
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
- 25% savings on American Airlines inflight Wi-Fi when you use your card.
- Enjoy preferred boarding on American Airlines flights.
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
- Earn 1 AAdvantage® mile per $1 spent on other purchases.
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases.
- No Foreign Transaction Fees.
Travel rewards can be great, but sometimes those rewards don’t quite match your travel habits. Fortunately, Delta loyalist can leverage a rewards program made specifically with them in mind. With the , the first in a series of three business Delta rewards cards from American Express, you can earn miles with every purchase and take advantage of airline perks like priority boarding and in-flight savings.
If, however, your travel expenses extend outside of the Delta brand, you may want to consider card, which offers more extensive travel benefits. Similarly, if your spending habits aren’t rooted in travel, then you may want to consider the , which offers customizable business rewards.
Card Review Details
If you’re a SkyMiles Loyalty Program member and you want to increase the number of miles you can earn and use as you travel with Delta, then the can be a good place to start.
This card offers a competitive welcome bonus and 2 miles per dollar on all purchases made directly with Delta. This includes flight purchases, upgrades, miles purchases, Delta Sky Club passes or memberships, in-flight and pre-purchases meals and beverages, etc. Plus, you’ll receive 1 mile per dollar spent on all other eligible purchases.
Aside from earning miles, with the Delta Gold Business card, you can also receive additional airline perks like priority boarding, in-flight savings, bag-check waivers, and baggage insurance
Of course, one of the obvious downfalls to this card is that the rewards are very specific and therefore it doesn’t offer as much flexibility as some of the other American Express business cards currently on the market.
As such, while it may be a good card to add to your collection if you fly Delta frequently or if you’re just looking to supplement your existing rewards cards, it’s not a great card for everyday use.
If you are looking for an everyday-use rewards business credit card, you may want to a card like the Blue Business Plus card, which offers 2 points per dollar on purchases, a 0% introductory APR, and potentially a lower APR, if qualified.
Is this the best Amex Delta business credit card?
The offers the same basic rewards benefit as the other Amex Delta cards — 2 points per mile on Delta purchases, 1 point on everything else. And with a low annual fee, this card certainly is attractive for business owners who may fly Delta just enough to merit a rewards program but not enough to be considered a true loyalist.
However, if you are a frequent flyer with a penchant for Medallion Qualification Miles (MQMs) you may find more value in the Platinum or Reserve versions of this card. This is particularly true if you plan on spending $25,000 or more in a calendar year, both cards offer bonus miles and MQMs when after specific spending thresholds are met
However, the additional perks do come with a cost, as the Delta Platinum and Delta Reserve cards carry significantly higher annual fees — $250 and $550, respectively.
Can I still earn the Delta Gold Business welcome offer?
In the past, new Amex Delta Gold Business customers could take advantage of a 60,000-point welcome offer. However, that promotion has ended.
At the time of publication, new Amex Delta Gold Business customer could earn 30,000 points when they spend $1,000 in the first three months. Plus, they can also earn a $50 statement credit when they make their first Delta purchase within that same period of time.
The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.