Advertiser & Editorial Disclosure

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card
Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don't expire. Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases. You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter. 0% Introductory APR on purchases for your first 9 billing cycles. Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account. Get 75% more cash back on every purchase when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.

Nav's Verdict

Cost
30% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
50% Complete
PoorGood
Features
40% Complete
PoorGood

7/10

Bottom Line

With your ability to choose rewards and a high cap, this card can bring in great rewards.

Pros

0% Intro APR offer. No annual fee. Generous rewards structure.

Cons

Rewards cap on dining

Intro APR
0% for 9 billing cycles on purchases
Purchase APR
14.49% - 24.49% Variable APR on purchases
Annual Fee
$0.00
Welcome Offer
$300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
Rewards Rate
3% cash back on the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), 2% cash back on dining, and 1% cash back on all other purchases.
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction

Reviews

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