American Express® Blue Business Cash Card
Terms, Rates & Fees
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee. Terms Apply.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
Currently the only cash back business card offering 2% cash back with no annual fee.
Pros
Attractive intro financing offer. High rates of cash back for business spending. No annual fee.
Cons
No rewards bonus for initial spending. Foreign transaction fees.
Rates and Fees
Intro APR
0% on purchases for 12 months
Purchase APR
14.74% - 20.74% Variable
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Reviews
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