Capital One® Spark® Cash for Business
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. Use Spark Cash across all your business spend, with no categories to limit your purchasing. $0 intro annual fee for the first year; $95 after that. Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount. Get employee cards at no additional cost, and earn rewards from their business spend. Fraud Coverage – You’re covered by $0 Fraud Liability if your card is ever lost or stolen. Quarterly and year-end summary – Get a custom, itemized report of your spending to help simplify planning, budgeting and tax time. Travel & Emergency Assistance – Available 24/7 to help connect you with local emergency and assistance resources when you’re away from home. Warranty Manager/Extended Protection – Provides you with valuable features to help manage, use and even extend warranties of items purchased with your card. Complimentary Concierge Service – Available 24/7 this service can help you with entertainment, dining, travel and even finding the perfect gift. Auto Rental Insurance – Use your card to rent an eligible vehicle and you’re covered for collision, damage and loss. Roadside Assistance – Take advantage of 24 hour toll-free dispatch to help with services like towing, fuel delivery and more. Lost Luggage Replacement – You may be eligible for reimbursement due to theft or misdirection. Purchase Security – Eligible purchases are replaced, repaired or reimbursed for the first 90 days.
A great intro rewards offer with rewards flexibility, solid benefits, for those with excellent credit.
Above average interest rate, steep penalties for late payments, annual fee after the first year.
Features & Benefits
You're covered by $0 Fraud Liability if your card is ever lost or stolen
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August 10 2016
Seriously, this is the best credit card I’ve ever had. Nav had a great interface that showed me exactly what card would be best for me. Thanks, Nav!
December 1 2016
June 30 2017
This card isn't under my name but I was added as an authorized user. I think it is a great card. 2% cash back on everything definitely adds up!