Capital One® Spark® Cash Select for Business
Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions. Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening. Save on interest with 0% intro APR on purchases for 12 months; 14.49% - 22.49% variable APR after that. No annual fee. Free employee cards, which also earn unlimited 1.5% cash back on all purchases. Rewards won't expire for the life of the account, and you can redeem your cash back for any amount. $0 Fraud Liability if your card is lost or stolen. No foreign transaction fees.
Effort to Apply
A good option for businesses that are ok with a slightly lower rewards rate in exchange for a lower APR.
A great intro offer with rewards flexibility, solid benefits, and a competitive APR for those with excellent credit.
Steep penalties for late payments.
Features & Benefits
You're covered by $0 Fraud Liability if your card is ever lost or stolen
0% on purchases for 12 months
14.49% - 22.49% (Variable)
$200 Cash Back once you spend $3,000 on purchases within the first 3 months from account opening
1.5% Cash Back on every purchase.
Foreign Transaction Fee
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