Advertiser & Editorial Disclosure

Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business
Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more. Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening. Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account. Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card. Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™. Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services. Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee. $0 intro annual fee for the first year; $95 after that.

Nav's Verdict

Cost
40% Complete
HighLow
Effort to Apply
100% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
60% Complete
PoorGood

8/10

Bottom Line

A good option for businesses that want to earn rewards at a higher rate, as long as you pay on time.

Pros

A great intro rewards offer with rewards flexibility, solid benefits, for those with excellent credit.

Cons

Above average interest rate, steep penalties for late payments, annual fee after the first year.

Features & Benefits

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen

Intro APR
N/A
Purchase APR
18.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Welcome Offer
Earn up to 200,000 miles: Earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months and 150,000 miles when you spend $50,000 in the first 6 months of opening your account. Limited Time Offer
Rewards Rate
2 Miles per $1 on every purchase, everywhere.
Foreign Transaction Fee
None

Reviews

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