Advertiser & Editorial Disclosure

Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business

Earn 1.5 miles per $1 on every purchase, every day. Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. Miles won’t expire for the life of the account, and there are no categories to limit where or what you buy. Save on interest with 0% intro APR on purchases for 9 months; 14.49% – 22.49% variable APR after that. Pay no annual fee or foreign transaction fees. Get online Quarterly and Year-End Summaries. There’s no limit to the amount of miles you can earn. Fly on any airline, anytime, with no blackout dates or seat restrictions.

8/10

Cost
80% Complete
High Low
Effort to Apply
100% Complete
Difficult Easy
Card Perks
80% Complete
Poor Good
Features
80% Complete
Poor Good

Bottom Line

A good option for businesses that are ok with a slightly lower rewards rate in exchange for a lower APR.

Pros

A great intro offer with rewards flexibility, solid benefits, and a competitive APR for those with excellent credit.

Cons

Steep penalties for late payments.

Features & Benefits

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen

Intro APR
0% on purchases for 9 months
Purchase APR
14.49% - 22.49% (Variable)
Annual Fee
$0
Welcome Offer
20000 Miles once you spend $3,000 on purchases within 3 months from account opening
Rewards Rate
1.5 Miles per $1 on every purchase, every day.
Foreign Transaction Fee
None

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