Advertiser & Editorial Disclosure

Lowe’s Business Rewards Card from American Express

Extra Value Offer: 5% cash back on purchases at Lowe’s for the first 6 months. 2% back after. New accounts only. Plus, get $100 back in the form of a statement credit upon approval. 2% cash back at U.S. restaurants, U.S. office supply stores, wireless telephone services purchased directly from U.S. service providers. 1% cash back on other eligible purchases. Cash back is received in the form of Lowe’s Business Rewards points that can be redeemed for statement credits or Lowe’s gift cards. Cash back is received in the form of Lowe’s Business Rewards points that can be redeemed for statement credits or Lowe’s gift cards. APR on purchases will be a variable rate, 15.74% - 24.74%, based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
70% Complete
PoorGood

6/10

Bottom Line

A great rewards card for businesses that regularly spend on home improvement.

Pros

No annual fee. Competitive rewards across several categories. Discounts on Lowe's purchases.

Cons

Potentially higher APR

Rates and Fees
Intro APR
15.74%-24.74% for 0
Purchase APR
15.74% - 24.74% Variable
Annual Fee
$0
Welcome Offer
5% cash back on purchases at Lowe’s for the first 6 months. 2% back after. New accounts only. Plus, get $100 back in the form of a statement credit upon approval.
Rewards Rate
2% cash back at U.S. restaurants, U.S. office supply stores, wireless telephone services purchased directly from U.S. service providers. 1% cash back on other eligible purchases.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.

Reviews

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