Advertiser & Editorial Disclosure

Lowe’s Business Rewards Card from American Express

Extra Value Offer: Earn 5X Lowe’s Business Rewards Points on eligible purchases made on your Card at Lowe’s in the first 6 months of card membership. That’s 3 additional points on top of the 2 you already earn. Plus, get $100 back in the form of a statement credit upon approval. 3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe's, 1X points on other purchases. Earn points you can redeem for gift cards to use toward business expenses. Plus, get 5% Off from Lowe’s on eligible Lowe’s Purchases. Plus, enjoy a 0% introductory APR for 6 months from the date of account opening on purchases. After that, your APR will be 15.74% - 24.74% based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
70% Complete
PoorGood

6/10

Bottom Line

A great rewards card for businesses that regularly spend on home improvement.

Pros

No annual fee. Competitive rewards across several categories. Discounts on Lowe's purchases.

Cons

Potentially higher APR

Rates and Fees
Intro APR
0% introductory APR for 6 months
Purchase APR
15.74% - 24.74% Variable
Annual Fee
$0
Welcome Offer
Get $100 Cash Back upon approval.
Rewards Rate
3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe's, 1X points on other purchases.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.

Reviews

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