Advertiser & Editorial Disclosure

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees
Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.99%, 17.99% or 20.99%, based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.

Nav's Verdict

Cost
10% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
40% Complete
PoorGood

6/10

Bottom Line

This is a great no-fee business card with an attractive intro financing offer and generous rewards.

Pros

Competitive intro APR offer and rewards rate. No annual fee. For a limited time, earn Membership Rewards® points on initial spending.

Cons

Foreign transaction fee.

Rates and Fees
Intro APR
0% on purchases for 12 months
Purchase APR
14.99% - 20.99% Variable
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.