Advertiser & Editorial Disclosure

The Blue Business® Plus Credit Card from American Express

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee. Terms Apply.

Nav's Verdict

10% Complete
Effort to Apply
20% Complete
Card Perks
70% Complete
40% Complete


Bottom Line

This is a great no-fee business card with an attractive intro financing offer and generous rewards.


Competitive intro APR offer and rewards rate. No annual fee. For a limited time, earn Membership Rewards® points on initial spending.


Foreign transaction fee.

Rates and Fees
Intro APR
0% on purchases for 12 months from date of account opening
Purchase APR
13.24% - 19.24% Variable
Annual Fee
Welcome Offer
Rewards Rate
Earn 2x Membership Rewards® points on everyday business purchases up to $50K with no category restrictions, 1X Points on purchases thereafter.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.


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