Advertiser & Editorial Disclosure

The Blue Business® Plus Credit Card from American Express

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee. Terms Apply.

Nav's Verdict

Cost
10% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
40% Complete
PoorGood

9/10

Bottom Line

This is a great no-fee business card with an attractive intro financing offer and generous rewards.

Pros

Competitive intro APR offer and rewards rate. No annual fee. For a limited time, earn Membership Rewards® points on initial spending.

Cons

Foreign transaction fee.

Rates and Fees
Intro APR
0% on purchases for 12 months from date of account opening
Purchase APR
13.24% - 19.24% Variable
Annual Fee
$0
Welcome Offer
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership
Rewards Rate
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.

Reviews

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