Advertiser & Editorial Disclosure

The Business Platinum Card® from American Express

Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 14.24% to 22.24% based on your credit worthiness and other factors as determined at the time of account opening. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Earn 1.5X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else. Cap applies. Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline. $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership. Access to more than 1,300 airport lounges across 140 countries and counting with The American Express Global Lounge Collection®. More lounge options than any other credit card on the market as of 8/2020. $595 Annual Fee ($695 if application is received on or after 01/13/2022). Terms Apply.

Nav's Verdict

Cost
80% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
70% Complete
PoorGood

9/10

Bottom Line

This is the ideal card for a business traveler that wants to upgrade their experience.

Pros

Access to multiple airport business lounges, $200 annual airline fee credits, elite status with hotel and rental car programs, and strong purchase protection policies. This card also earns points in Amex’s excellent Membership Rewards program.

Cons

This card has a steep annual fee.

Rates and Fees
Intro APR
See Pay Over Time APR
Purchase APR
14.24% - 22.24% Variable
Annual Fee
$595 (10/14-1/12/22)
Welcome Offer
Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Rewards Rate
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
Foreign Transaction Fee
None

Reviews

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