Advertiser & Editorial Disclosure

The Plum Card® from American Express

The Plum Card® from American Express
American Express is a Nav Partner
Terms, Rates & Fees
Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back. Take up to 60 days to pay with no interest, if you pay your minimum due. Use the power of the Plum Card to buy big for your business. Unlock new opportunities with a spending limit that can grow with your business. Additional Employee Cards at no annual fee – and an early pay discount on employee spending. No Foreign Transaction Fees. Introductory annual fee of $0 for the first year, then $250. Terms & Restrictions Apply.

Nav's Verdict

Cost
80% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
50% Complete
PoorGood
Features
70% Complete
PoorGood

6/10

Bottom Line

This is a flexible card for those who may need rewards or additional financing.

Pros

60 day interest grace period or 1.5% cash back.

Cons

High annual fee.

Rates and Fees
Intro APR
N/A
Purchase APR
All charges made on this charge card are due and payable when you receive your periodic statement.
Annual Fee
$0 introductory annual fee your first year, then $250.
Welcome Offer
N/A
Rewards Rate
1.5% back as a statement credit when you pay within 10 days of your statement.
Foreign Transaction Fee
None

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.



May 9 2018

Good card for our business when we were just getting started. The rewards are ok.



August 9 2016

This is my favorite!

Apply Now

Share your thoughts with other customers.