Advertiser & Editorial Disclosure

The Plum Card® from American Express OPEN

The Plum Card® from American Express OPEN
American Express is a Nav Partner
Terms and Conditions

The Plum card is a unique product that offers you the choice of rewards. You can choose to carry a balance for as long as 60 days with no interest or pay early and receive 1.5% back as a statement credit instead. It also offers a variety of travel insurance and purchase protection policies. This card is ideal for business owners who can use additional time to pay off their balance some months, and earn a cash back rewards at a competitive rate other times.


80% Complete
High Low
Effort to Apply
10% Complete
Difficult Easy
Card Perks
50% Complete
Poor Good
70% Complete
Poor Good

Bottom Line

This is a flexible card for those who may need rewards or additional financing.


60 day interest grace period or 1.5% cash back.


High annual fee.

Features & Benefits

Extra Days to Pay

Pay at least the Minimum Payment Due (10% of new activity plus the entire amount of any previously deferred balance) by the Payment Due Date on your statement, then defer the remainder of your balance until your next billing statement with no interest.

Additional Cards

Additional Employee Cards at no annual fee

Rates and Fees
Intro APR
Purchase APR
All charges made on this charge card are due and payable when you receive your periodic statement.
Annual Fee
$0 for the first year, then $250
Welcome Offer
Rewards Rate
1.5% back as a statement credit when you pay within 10 days of your statement.
Foreign Transaction Fee


Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.

August 9 2016

This is my favorite!

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