Advertiser & Editorial Disclosure

The Plum Card® from American Express

The Plum Card® from American Express
American Express is a Nav Partner
Terms, Rates & Fees
Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back. Take up to 60 days to pay with no interest, if you pay your minimum due. Use the power of the Plum Card to buy big for your business. Unlock new opportunities with a spending limit that can grow with your business. Additional Employee Cards at no annual fee – and an early pay discount on employee spending. No Foreign Transaction Fees. Introductory annual fee of $0 for the first year, then $250. Terms & Restrictions Apply.

Nav's Verdict

80% Complete
Effort to Apply
10% Complete
Card Perks
50% Complete
70% Complete


Bottom Line

This is a flexible card for those who may need rewards or additional financing.


60 day interest grace period or 1.5% cash back.


High annual fee.

Rates and Fees
Intro APR
Purchase APR
All charges made on this charge card are due and payable when you receive your periodic statement.
Annual Fee
$0 introductory annual fee your first year, then $250.
Welcome Offer
Rewards Rate
1.5% back as a statement credit when you pay within 10 days of your statement.
Foreign Transaction Fee


Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.