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Total Visa® Card (Consumer Credit Card)

Total Visa® Card (Consumer Credit Card) — Terms, Rates & Fees

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Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion! Checking Account Required. Fast and easy application process; response provided in seconds. A genuine Visa credit card accepted by merchants nationwide across the USA and online. Manageable monthly payments. $300 credit limit (subject to available credit). Reports monthly to all three major credit bureaus. See application, terms and details.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

5/10

Bottom Line

Great option for a line of credit if you don't mind paying a Program Fee

Pros

Actual credit limits available

Cons

Program fees

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Rates and Fees

Terms, Rates & Fees

Intro APR

N/A

Purchase APR

See Terms

Annual Fee

See Terms

Welcome Offer

N/A

Rewards Rate

N/A

Foreign Transaction Fee

N/A

Reviews

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Advertising Disclosure

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Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.