Home / Business Credit Cards / Upgrade Visa® Card with Cash Rewards (Consumer Credit Card)

Advertiser & Editorial Disclosure

Upgrade Visa® Card with Cash Rewards (Consumer Credit Card)

Upgrade Visa® Card with Cash Rewards (Consumer Credit Card) — Terms, Rates & Fees

Apply Now

Earn 1.5% unlimited cash back on card purchases every time you make a payment. Combine the flexibility of a card with the low cost and predictability of a loan. $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees. No touch payments with contactless technology built in. See if you qualify in minutes without hurting your credit score. Access to a virtual card while you wait for your card to arrive in the mail. Great for large purchases with predictable payments you can budget for. Mobile app to access your account anytime, anywhere. Enjoy peace of mind with $0 Fraud liability.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

6/10

Bottom Line

A good option for those with fair credit who wants to build their credit score and earn unlimited cash back.

Pros

No annual fee and high rewards rate

Cons

No bonus offer

Apply Now

Rates and Fees

Terms, Rates & Fees

Intro APR

N/A

Purchase APR

8.99% - 29.99%

Annual Fee

No Fee

Welcome Offer

N/A

Rewards Rate

Earn 1.5% unlimited cash back on card purchases every time you make a payment.

Foreign Transaction Fee

No Fee

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.

Advertising Disclosure

The credit card, financing and service products that appear on this site are from credit card, financing and service companies from which this site receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card, financing and service products or all available credit card, financing and service products. All images and trademarks are the property of their respective owners. Editorial and review content is the property of Nav, and has not been approved, provided, or reviewed by the company providing the credit card, financing, or service.

For complete information, see the terms and conditions on the credit card, financing and service issuer’s website. In most cases, once you click “apply now”, you will be redirected to the issuer’s website where you may review the terms and conditions of the product before proceeding. While Nav always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms – and before applying you should understand the full terms of products as stated by the issuer itself.

Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.