Get matched to business credit cards before you apply
Skip unnecessary hard credit checks. Nav uses your business profile to match you to top credit card options — without impacting your credit score.
GET MORE WITH NAV PRIME
Your personalized matches — and a business card you can count on
With Nav Prime, you’ll get matched to the best business credit cards for your profile and unlock the Nav Prime Card. This business credit building card features no personal credit check or deposit.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.
How the Nav Prime Card works
Spend
Get 0% APR for everyday business expenses. Pay effortlessly with mobile wallet.
Pay
Repay automatically from your linked account at the end of each day.
Build
The more you spend, the more business credit history you build with the major bureaus.
Why customers love the Nav Prime Card
Meet the small business owners who are redefining their business journey with Nav.
“Seeing that business credit grow through Prime and having that line of credit with the Nav Prime Card is huge.”
Ryan L.
BCK RANCH
“Where else do you get to build [business] credit with your daily purchases? I used my Nav Prime Card to make net-30 purchases with other companies, which enabled me to get double credit — literally.”
Stephen
NAV PRIME MEMBER
Get credit for your business expenses
Unlike other tradelines, you can use the Nav Prime Card on anything your business needs.
AUTOMATIC TRADELINES
Avoid big bank requirements
Banks often have a laundry list of expectations for applicants. We believe every business owner should have the chance to grow.
- No revenue minimums
- No time in business requirements
- No personal credit check
- No security deposit
The credit platform small business owners call home
Join over 300,000 small business owners who have built business credit history and managed credit with Nav Prime.
Pay monthly
Pay quarterly
save 20%
Track
$39.99
/ mo
For new business owners looking to monitor credit, or established ones who want to protect it
Track with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Build
Popular$49.99
/ mo
For growing business owners looking to build business credit¹ with up to two tradelines
Build with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)²
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Expand
$74.99
/ mo
For business owners seeking one-on-one guidance from an expert to reach their next level
Expand with Prime5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion
One tradeline to build business credit (membership payment)
Second tradeline to build business credit (Nav Prime Card)²
Nav Business Checking account
Bookkeeping tools to manage cash flow and simplify taxes
Dedicated business credit coach
FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA
Big tools for small business
Enhance the tools you need to reach your business credit goals with confidence.
Detailed credit reports
Access your full credit details
Get the inside scoop to see what lenders, clients, and partners see.
Key factors
Make the right moves
Explore the key factors impacting your credit scores like payment history and outstanding balance.
Credit trends
See your credit progress over time
Know where you stand and celebrate the milestones that help your business grow.
Frequently asked questions
Unlock your credit scores
Get free summary reports or access detailed credit reports and more with Nav Prime. Just enter your basic business details to get started.