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Arro: Get credit, learn credit, earn credit

Arro: Get credit, learn credit, earn credit

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Arro offers a low-interest, no-deposit credit card and personal finance app that give you control over quickly growing your credit limit as you set goals, make payments, learn, save, and budget. We report to all 3 credit bureaus and offer free credit score monitoring in the Arro app. Arro uses your bank account, not your credit score, to approve you. The application does not include a hard credit inquiry and will not impact your credit score. Download the Arro app to apply and receive a decision in minutes.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

7/10

Bottom Line

Great option for someone who wants to build credit while becoming more financially savvy. The more you learn in the app, the more credit you get.

Pros

Great option for someone who wants to build credit while becoming more financially savvy. The more you learn in the app, the more credit you get.

Cons

Great option for someone who wants to build credit while becoming more financially savvy. The more you learn in the app, the more credit you get.

Apply Now

Intro APR

N/A

Purchase APR

16% decreases over time

Annual Fee

Annual fee: $12* (Paid Monthly at $1 per Month) *Goes up to $36 ($3 per Month) after first year

Welcome Offer

N/A

Rewards Rate

N/A

Foreign Transaction Fee

0%

Reviews

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Personal FICO credit scores and other credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit or financing type you are eligible for. Nav uses the Vantage 3.0 credit score to determine which credit offers are recommended which may differ from the credit score used by lenders and service providers. However, credit score alone does not guarantee or imply approval for any credit card, financing, or service offer.

Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.