Advertiser & Editorial Disclosure

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening. Earn unlimited 1.5% cash back on all purchases everywhere, every time. No annual cap and cash rewards don’t expire. No annual fee. You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases. Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 15.99% to 25.99% will apply. Contactless Cards - the security of a chip card, with the convenience of a tap. This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Nav's Verdict

Cost
40% Complete
HighLow
Effort to Apply
9% Complete
DifficultEasy
Card Perks
52% Complete
PoorGood
Features
42% Complete
PoorGood

8/10

Bottom Line

A great option for business owners who want to earn cash back without paying annual fees. Get the most out of this card if you have a business checking account with Bank of America and a member of the highest Preferred Rewards for Business tier. There is no annual cap and cash rewards don’t expire.

Pros

No annual cap and cash rewards don’t expire

Cons

Tiers need to be met to receive higher rewards rates

Rates and Fees
Intro APR
0% for 9 billing cycles on purchases
Purchase APR
15.99% - 25.99% Variable APR on purchases
Annual Fee
$0.00
Welcome Offer
$300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
Rewards Rate
1.5% cash back for every $1 spent on all purchases.
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction

Reviews

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