Advertiser & Editorial Disclosure

Capital One Spark Classic for Business

Capital One Spark Classic for Business
Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions. No annual fee. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Build and strengthen credit for your business by using this credit card responsibly. $0 Fraud Liability if your card is lost or stolen. Free employee cards, which also earn unlimited 1% cash back on all purchases. Rewards won't expire for the life of the account, and you can redeem your cash back for any amount. No foreign transaction fees.

Nav's Verdict

Cost
40% Complete
HighLow
Effort to Apply
100% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
60% Complete
PoorGood

7/10

Bottom Line

A good option if you have limited credit history or are in the process of building your credit profile.

Pros

Earn rewards and while building business credit. Great option for those with fair or limited personal credit.

Cons

High interest rate and no intro offers.

Features & Benefits

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen

Intro APR
N/A
Purchase APR
28.49% (Variable)
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
1% Cash Back on every purchase and 5% Cash Back on hotels and rental cars booked through Capital One Travel.
Foreign Transaction Fee
None

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.