Capital One Spark Cash Select – 0% Intro APR for 12 Months
0% Intro APR for the first 12 months; 17.49% - 25.49% variable APR after that. Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions. No annual fee. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Rewards won't expire for the life of the account. Redeem your cash back rewards for any amount. Free employee cards, which also earn unlimited 1.5% cash back on all purchases. $0 fraud liability if your card is lost or stolen.
Effort to Apply
A good option if you have good to excellent credit and are looking to finance big-ticket purchases.
A great intro offer with rewards flexibility, solid benefits, and a competitive APR for those with excellent credit.
Steep penalties for late payments.
Features & Benefits
You're covered by $0 Fraud Liability if your card is ever lost or stolen
0% on purchases for 12 months
17.49% - 25.49% (Variable)
1.5% Cash Back on every purchase and 5% Cash Back on hotels and rental cars booked through Capital One Travel.
Foreign Transaction Fee
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